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January 28, 2012 @ 08:27 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10

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Axa Advisors

THOMAS M. PLOSKONKA, CPA

Thomas Ploskonka has been in accounting since 1971.  A graduate of Seton Hall University, he established Thomas M. Ploskonka & Co., P.A. in 1978.

Tom is well known in the area as an accounting and small business educator and lecturer.  He is on the faculty of the Woodbridge Adult Education School, the Metuchen Adult Education Program and, previously, the Edison Adult School.  A sought offer guest speaker, he has addressed a wide range of business topics at numerous association meetings throughout New Jersey.

He has been a Trusted Advisors for a number of years and has made it an integral part of his practice.

AXA Advisors, LLC does not provide tax and/or legal advice.

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The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

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